Pre-approved means that information in your credit report indicated that you met certain pre-established credit criteria. That means there are a variety of Delta SkyMiles credit card offers out there, which is complicated by the fact that there are both personal and business versions. The Platinum Delta Business Card charges interest at an annual rate that is likely to be above the market average for someone with your credit standing, whether its good or excellent. There are many ways to check your credit score for free. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. My GoldDelta was approved for $10k, at 16.99%. MQMs help attain Medallion Status. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre. The Points Guy will not sell your email. Earn 2 miles per dollar at Restaurantsincluding takeout and deliveryand earn 2 miles per dollar at U.S. Supermarkets, Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchaseson the Card during a calendar year, First checked bag free on Delta Flights , Main Cabin 1 Priority Boarding - board early, stowyour carry-on bag and settlein toyour seatsooner. *Your credit score will be available in your online account 60 days after your account is opened. For an explanation of our Advertising Policy, visit this page. If Amex rejects your application, you should receive a letter in the mail that states why Amex turned down your application. If Amex rejected your application, I wouldnt recommend applying again for the same card until youve addressed the reasons Amex gave for your rejection. From there, its up to you to build a case as to why Amex should approve your application. Earn 2 miles per dollar at Restaurants including takeout and delivery, $0 introductory annual fee for the first year, then$99. You want lounge access when flying Delta: The Platinum Card from American Express is a better choice for some Delta flyers than the Delta Reserve. Use Pay with Miles to reduce the cost ofDeltatickets on Delta.com, Earn 2 miles per dollar on Delta Purchases, Complimentary Access to the Delta Sky Club & 2 Delta Sky Club one-time guest passes each year so you can bring friends & family when flying together on Delta*, Companion Certificate (Domestic First Class, Delta Comfort+, Navigation can be closed using the escape key, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum American Express Card, Delta SkyMiles Reserve American Express Card. Wondering what itd be like to get Zone 1 treatment all the time, I decided to compare four Delta credit cards I might qualify for. A RED VENTURES COMPANY. Many credit cards even let you check your FICO Score for free. Earn 18,750 MQMs for every $30,000 you spend on purchases on your Reserve Card, up to 4 times. Some readers have asked me Credit card issuers purchase large batches of consumer data from credit reporting bureaus. Rather than filling out a complete credit application for a specific card, which will automatically result in a hard credit pull, credit card pre-qualification involves a less formal look at your credit. Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility. ***Payment of thegovernment imposedtaxes and fees of no more than $75 forroundtripdomestic flights (for itineraries with up to four flight segments) is required.Baggage charges and other restrictions apply. However, you can get an idea of the credit score you might need from consumers who report their credit scores and application results in various online forums. Find out if you're pre-approved in less than 60 seconds Your Card adds you to the Complimentary Upgrade list, after Medallion Members., Status Boost: Get Closer to Medallion Status**, *Basic Card Members must accompany guest to enter Delta Sky Club Editorial Disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. This is the mid-tier Delta card and sports a $250 annual fee. Once upon a time, pre-approved meant the credit card issuer reviewed a soft pull of your credit report and would offer you a credit card if you decided to apply. How does applying for a new credit card affect my credit score? The Delta Reserve Card is the best Delta credit card for earning status. Editorial Note: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Terms Apply. All the cold apps have been declined, but this was most likely because of the cards I was applying for--a little out of my FICO range. And if youre approved, youll need to meet minimum spending requirements to earn welcome bonuses on each card. Then youll want to note that you were surprised to see Amex rejected your application and that youd like to speak to someone about getting that decision reconsidered.